According to the US Court website, more than 430,000 people filed for bankruptcy last year. The decision to do so brings many emotions along with it: shame, embarrassment, depression, anger. It also affects your finances for several years after...
In just 10 days, we bid our final adieu to 2023. The busiest time of year to buy a Havasu home tends to be in late spring/early summer. But that does not mean that you should wait until then to look for your next property. Find out why the righ...
In this blog, we've discussed FHA loans and conventional loans. We've also talked about adjustable-rate loans. So it made sense for us to tell you about the pros and cons of a fixed-rate mortgage as well.
Fixed-Rate Mortgage Pros and Cons
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You scrimp and you save for months...maybe even years...to buy a home. Finally, the time feels right. You're ready to dig in your heels and start looking. You prepared yourself for some of the basic expenses. But did you ever stop to think abou...
Unless you pay all cash for a Lake Havasu home purchase, you probably need to contend with a lender. They may offer you the option of a conventional loan, a government-backed loan, or a VA loan. While conventional loans are the most common, man...
When first starting out living on your own, many people rely on hand-me-downs from their parents, second-hand stores, or used furniture purchased on OfferUp to furnish their places. After all, good new furniture can cost a pretty penny. Other p...
Whether you wish to buy a home or need to sell one, you need a good agent by your side. Their knowledge and expertise help guide you through every step of the way. With over 120 offices and more than 470 active agents in Lake Havasu City alone,...
For the past few years, interest rates hit historical lows. Unfortunately, that is no longer case. We keep seeing rates go up, up, and UP! With the lower rates, financial experts suggested that a fixed-rate mortgage was the better option for ho...
As long as money has changed hands for real estate, there have been con men ready to take advantage. In the late 1800s, George C Parker "sold" the Brooklyn Bridge (among other landmarks)...several times. In 1925, Charles Ponzi promised outrageo...
When you own your home, things are going to break. Now that you are a Lake Havasu homeowner, you can no longer call the landlord to take care of these issues. So, unless you want to spend your money on visits from a neighborhood handyman, you�...