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How Bankruptcy Affects a Home Buyer

According to the US Court website, more than 430,000 people filed for bankruptcy last year. The decision to do so brings many emotions along with it: shame, embarrassment, depression, anger. It also affects your finances for several years after...

Real Cost of Buying a Home

You scrimp and you save for months...maybe even years...to buy a home. Finally, the time feels right. You're ready to dig in your heels and start looking. You prepared yourself for some of the basic expenses. But did you ever stop to think abou...

Is an Adjustable-Rate Mortgage a Good Option for Me?

For the past few years, interest rates hit historical lows. Unfortunately, that is no longer case. We keep seeing rates go up, up, and UP! With the lower rates, financial experts suggested that a fixed-rate mortgage was the better option for ho...

Your down payment is just one expense when buying a home. Learn about the other "hidden fees" you need to budget for the purchase of a Havasu home.

Hidden Fees to Be Aware of When Buying a Home

A few weeks back, we talked about what it costs home sellers to sell their Lake Havasu properties. Purchasing a home also comes with expenses (obviously). In fact, this is arguably one of the biggest financial decisions you will make in your li...

Financial experts suggest that you put 20% down when buying a Havasu home. But is that necessarily the best down payment strategy for you? Not always.

Which Down Payment Strategy is Right for You?

You’ve most likely heard the rule "save up for a 20% down payment before you buy a home". The logic behind saving 20% is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you g...

Negotiating is a normal part of every home buying process. But you need to know what you should negotiate when buying a Lake Havasu home.

What to Negotiate When Buying a Havasu House

Whether you are a first-time homebuyer or a seasoned veteran, the negotiation part of the transaction can be a little daunting and stressful. However, it is necessary to ensure you are getting the best possible deal for your money. So, what sho...

Single Homebuyer Mortgage Tips

Even with the price of a Lake Havasu home on the rise, it is possible for single people (including those with children) to buy a home today. While many people depend on a dual income for their lifestyle, some people do not have this luxury. If ...